Long term care and disability Insurance
At Namas inc, we help protect your income, independence, and quality of life. Long-Term Care and Disability Insurance is designed to provide financial support when illness or injury prevents you from working or requires extended care, ensuring your financial stability remains intact.
Protect Your Income and Independence
Long-Term Care and Disability Insurance helps cover expenses when health challenges limit your ability to work or live independently. Disability coverage replaces a portion of your income, while long-term care coverage helps pay for ongoing care services.
This protection allows you and your family to focus on recovery and care without the added burden of financial stress.
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Individuals and families rely on Namas inc for dependable protection, clear planning guidance, and long-term financial security during life’s unexpected challenges.
Protective Insurance
Our Long-Term Care and Disability Insurance solutions are designed to safeguard your income, lifestyle, and financial future when you need support the most.
Key Benefits of Long-Term Care and Disability Insurance
We help you understand your coverage options and create a plan that protects your financial foundation.
Income Replacement
Disability Insurance provides ongoing income support if illness or injury prevents you from working, helping you meet everyday expenses.
Coverage for Extended Care
Long-Term Care Insurance helps cover the cost of in-home care, assisted living, or nursing facility services.
Financial Security
By covering major living and care expenses, these policies help protect savings and reduce financial strain on loved ones.
How Long-Term Care and Disability Insurance Works
Disability Insurance provides income benefits when a qualifying medical condition limits your ability to work. Benefits may be short-term or long-term, depending on the policy.Long-Term Care Insurance provides coverage for extended care services not typically covered by health insurance. Together, these policies create a comprehensive safety net that protects both income and long-term care needs.
Apply for Insurance
Complete a simple application so we can understand your financial goals, coverage needs, and long-term priorities.
Coverage Review
We evaluate eligibility and recommend Long-Term Care and Disability options aligned with your financial goals.
Ongoing Guidance
We assist with enrollment and provide ongoing support to ensure your coverage continues to meet your needs.
Frequently Asked Questions
Disability Insurance replaces a portion of your income if you cannot work, while Long-Term Care Insurance helps pay for care services when you need assistance with daily living.
Health insurance typically does not cover extended long-term care services. Long-Term Care Insurance is designed specifically for these needs.
Coverage is often most affordable when purchased while you are healthy and working, before care or income replacement becomes necessary.
We recommend reviewing your coverage regularly or after major life changes to ensure it remains aligned with your financial situation.